Our services for optimizing Foreign Currency Credits and Liabilities
Negotiations with banks and financial institutions
Assistance in negotiations:
- Changes to the interest rate method,
- Changes to the repayment schedule,
- Reduction of interest,
- Reduction of commissions,
- Narrowing of spreads,
- Settlements with banks concerning currency conversion,
- Detection of abusive clauses allowing for the cancellation or unwinding of a loan (e.g., de-franking).
Analysis of a foreign currency loan/liability
- Analysis of financial risk and installment size in relation to the repayment period.
- Assessing whether currency conversion is beneficial.
- Is a fixed rate better than a variable rate?
- Analysis of the cost of credit: check if you are overpaying.
Optimization of foreign currency credit/commitment
- Limiting the exchange rate risk
- Limiting the risk of instalment increases
- Repayment strategy: when it is worth overpaying and when it is not
- Recommendations for negotiating the cost of servicing a loan or possibly transferring a loan to another bank.
